Citi Simplicity
Available to new applicants
balance transferlow interestno annual fee
Current Terms
Verified September 25, 2026- Annual Fee
- $0
- APR Range
- 17.49%–28.24% variable, based on creditworthiness
- Intro APR
- 0% intro APR for 18 months on purchases and balance transfers
- Balance Transfer Fee
- Applies — see issuer terms
- Welcome Offer
- None
Profile Fit
Credit Score Bands
670–739740–799
Well-Suited For
No annual fee
These tags are editorial guidance, not an approval requirement. Card issuers evaluate applications on many factors beyond credit score and stated goal. We do not predict approval.
Current Offer
Visit Issuer Page
No affiliate link available for this card. We link to the issuer's official page instead.