Terms of Service
Last updated: September 2026
Acceptance of terms
By accessing or using Credit Capital Guide, you agree to these Terms of Service. If you do not agree, please do not use the site.
Educational content only
All content on Credit Capital Guide is provided for general informational and educational purposes only. It does not constitute financial, legal, or tax advice. You should consult a qualified professional before making financial decisions.
No guarantee of outcomes
Credit Capital Guide does not guarantee any credit approval, interest rate, or financial outcome. Card terms, APRs, fees, and offers are set by issuers and may change at any time. Always verify current terms directly with the issuer before applying.
Editorial independence
Credit Capital Guide may earn a commission from some issuer links. This compensation does not influence our editorial rankings or recommendations. All recommendations are independently verified by our editors.
User responsibilities
You agree to provide accurate information when creating an account, to use the site lawfully, and not to misuse or attempt to disrupt the service.
Limitation of liability
Credit Capital Guide is provided "as is" without warranties of any kind. We are not liable for any damages arising from your use of the site or reliance on its content.
Changes to these terms
We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.
These terms are boilerplate provided for your review. They have not been reviewed by legal counsel. Please have them checked before treating them as final.