Discover Discover it Chrome

Available to new applicants
cash backno annual feerewardsbalance transferbuilding credit

Current Terms

Verified September 25, 2026
Annual Fee
$0
APR Range
17.49%–26.49% variable
Intro APR
0% intro APR for 15 months on purchases and balance transfers
Balance Transfer Fee
3% intro balance transfer fee for the first 18 months, then 5% (per current promo terms; verify at application)
Welcome Offer
Cashback Match — Discover matches ALL cash back earned in your first year, dollar-for-dollar, no minimum spend and no cap
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Profile Fit

Credit Score Bands

580–669670–739

Well-Suited For

Cash backNo annual feeBuild credit

These tags are editorial guidance, not an approval requirement. Card issuers evaluate applications on many factors beyond credit score and stated goal. We do not predict approval.

Where This Card Appeared

Automatically compiled from AI Showdown results and CCG editorial picks.

Current Offer

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